13 janvier 2026
Why, We immigrants, stay broke and die broke in America
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Why, We immigrants, stay broke and die broke in America

My new book “Stop Getting Played by America’s Money Game: The Immigrant’s Blueprint to No Longer Be Underpaid, Undersaved, and Financially Unprepared” tears open the financial rules America withholds from immigrants and proves that survival thinking keeps immigrants trapped while only those who take control ever win this rigged money game.

When it went live on Amazon this morning, I did not feel celebration, but relief because something that had been sitting in my chest for years finally had a name.

We, immigrants, do not fail in America because we are lazy, reckless, or irresponsible. We fail because we were never taught how the system actually works, but how to survive inside it. We were told to work hard, save when you can, stay out of trouble, and be grateful. This advice keeps us alive, but does not not make us powerful.

America is not a hard-work economy. It is a positioning economy. Money does not flow to effort, but structure to benefit people who understand credit, taxes, ownership, and leverage. We, immigrants, are rarely taught any of those things. We are taught endurance; and this is why we grind.

We work extra shifts, we open more credit cards, we delay investing and avoid business ownership. Moreover, we buy houses for pride instead of cash flow and work harder every year and wonder why nothing changes.

That is not because we are doing something wrong. It is because we are playing a game we were never shown how to win.

Survival thinking is logical when we come from instability. We protect what we have. We avoid risk. We wait until things feel safe. The problem is that the American financial system punishes waiting. Inflation erodes cash. Credit costs more when we delay. Assets get more expensive. Opportunity passes quietly.

Meanwhile, people who grew up inside this system are trained to invest automatically, build credit early, and own pieces of things that grow while they sleep. 

To no longer be underpaid,  undersaved, and financially uprepared, we, immigrants, must shift from survival to control.

Control means understanding how money actually moves. It means knowing that wages are taxed harder than ownership. It means knowing that credit lowers costs when used correctly. It means knowing that investing is not gambling, but ownership. It means knowing that business is not chaos, but structure.

When we have control, emergencies stop feeling catastrophic, decisions get lighter, options expand, and we stop reacting and start choosing.

That is why I wrote this book. I wrote it not to motivate, comfort, and inspire, but to show immigrants how to position inside America’s money game. 

Stop Getting Played by America’s Money Game: The Immigrant’s Blueprint to No Longer Be Underpaid, Undersaved, and Financially Unprepared is now available on Amazon for anyone ready to move from survival to control. 

You can purchase using this link: https://amzn.to/3YyZSvc

Bobb Rousseau, PhD

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